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monarch-money

Automates budget management tasks for Monarch Money, enabling users to search transactions, categorize spending, and manage accounts efficiently.

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Security score

The monarch-money skill was audited on Feb 9, 2026 and we found 6 security issues across 2 threat categories. Review the findings below before installing.

Categories Tested

Security Issues

medium line 198

Access to hidden dotfiles in home directory

SourceSKILL.md
198Sessions are cached locally at `~/.mm/session.json`. After initial login, subsequent commands reuse the saved session for faster execution.
low line 145

Access to .env file

SourceSKILL.md
145email: process.env.MONARCH_EMAIL,
low line 146

Access to .env file

SourceSKILL.md
146password: process.env.MONARCH_PASSWORD,
low line 147

Access to .env file

SourceSKILL.md
147mfaSecretKey: process.env.MONARCH_MFA_SECRET
low line 34

External URL reference

SourceSKILL.md
341. Login to https://app.monarchmoney.com
low line 141

External URL reference

SourceSKILL.md
141const client = new MonarchClient({ baseURL: 'https://api.monarch.com' });
Scanned on Feb 9, 2026
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