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MerchantGuard — Compliance Layer for AI Agents

MerchantGuard provides compliance and security scanning for AI agents handling payments, ensuring adherence to regulations and safety standards.

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Security score

The MerchantGuard — Compliance Layer for AI Agents skill was audited on Feb 16, 2026 and we found 15 security issues across 3 threat categories. Review the findings below before installing.

Categories Tested

Security Issues

medium line 182

Curl to non-GitHub URL

SourceSKILL.md
182curl -LO https://merchantguard.ai/skills/guard/SKILL.md
medium line 183

Curl to non-GitHub URL

SourceSKILL.md
183curl -LO https://merchantguard.ai/skills/guard/guard.py
medium line 184

Curl to non-GitHub URL

SourceSKILL.md
184curl -LO https://merchantguard.ai/skills/guard/claw.json
low line 37

Access to hidden dotfiles in home directory

SourceSKILL.md
37guard scan ~/.openclaw/skills/
low line 180

Access to hidden dotfiles in home directory

SourceSKILL.md
180mkdir -p ~/.openclaw/skills/merchantguard
low line 181

Access to hidden dotfiles in home directory

SourceSKILL.md
181cd ~/.openclaw/skills/merchantguard
medium line 32

Access to .env file

SourceSKILL.md
32- Sensitive file access (.ssh, .env, private keys)
low line 4

External URL reference

SourceSKILL.md
4**Author:** MerchantGuard (https://merchantguard.ai)
low line 62

External URL reference

SourceSKILL.md
62guard shopper MyCoolAgent --endpoint https://myagent.com/api/probe
low line 109

External URL reference

SourceSKILL.md
109guard certify MyAgent --wallet 0x1234... --endpoint https://myagent.com/api/probe
low line 118

External URL reference

SourceSKILL.md
118All commands call the MerchantGuard API at `https://merchantguard.ai/api`.
low line 182

External URL reference

SourceSKILL.md
182curl -LO https://merchantguard.ai/skills/guard/SKILL.md
low line 183

External URL reference

SourceSKILL.md
183curl -LO https://merchantguard.ai/skills/guard/guard.py
low line 184

External URL reference

SourceSKILL.md
184curl -LO https://merchantguard.ai/skills/guard/claw.json
low line 212

External URL reference

SourceSKILL.md
212- **Website:** https://merchantguard.ai
Scanned on Feb 16, 2026
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